Lesson Plan

Budgeting Basics Plan

Over three 45-minute sessions, students will learn to set a budget, practice making purchases, calculate change, compare prices, and reflect on spending to build foundational financial literacy.

Understanding budgeting, making smart spending decisions, and handling money accurately empowers students toward financial independence and real-world readiness.

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Time

Approach

Materials

Prep

Prepare Materials

20 minutes

Step 1

Session 1: Budgeting Basics & Shopping Simulation

45 minutes

Step 2

Session 2: Calculating Change & Role-Play

45 minutes

Step 3

Session 3: Price Comparison & Reflection

45 minutes

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Slide Deck

Shopping Simulation Overview

Session Objectives

Key Terms

Sample Budget Example

Simulation Steps

Tips & Reminders

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Game

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Worksheet

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Cool Down

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Money Moves

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Maria Avina

Tier 2
For Schools
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