Lesson Plan

Personal Savings Strategy

Students will set a personalized saving goal, track deposits on an artful chart, and reflect on their progress to build self-regulation and positive money habits.

Fosters early financial literacy by engaging students in goal-setting, self-monitoring, and reflective journaling—skills that support lifelong money management and self-control.

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Time

Approach

Materials

Prep

Prepare Lesson Materials

10 minutes

Step 1

Introduction to Saving Concepts

10 minutes

Step 2

Set Your Personal Savings Goal

15 minutes

Step 3

Design and Populate Your Tracker

10 minutes

Step 4

Reflective Journaling

15 minutes

Step 5

Assessment and Next Steps

10 minutes

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Slide Deck

Welcome to Penny Power!

What Is Saving?

Why Should We Save?

How Saving Works

Your Penny Power Playbook

Example Goal

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Journal

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Worksheet

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Rubric

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Project Guide

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Penny Power Playbook

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Nils Marcune

Tier 3
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