Lesson Plan

Smart Spend Strategy

Students will research prices of everyday items, compare spending options, and collaboratively create a spend vs. save plan to develop financial decision-making skills.

This lesson builds foundational financial literacy, encourages critical thinking as students analyze and compare costs, and fosters teamwork through group research and presentations.

Audience

Time

Approach

Materials

Prep

Prepare Materials & Groups

15 minutes

Step 1

Introduction & Objective

10 minutes

Step 2

Group Research

20 minutes

Step 3

Plan Development

15 minutes

Step 4

Presentations & Reflection

15 minutes

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Slide Deck

Price Comparison: Spend vs. Save

What Is Spending vs. Saving?

Why Compare Prices?

Everyday Items to Research

Guided Research Questions

Research Instructions

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Project Guide

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Worksheet

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Rubric

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Smart Spend

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Cindy Diana Morales

Tier 2
For Schools
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